When to Speak to a Mortgage Pro
Shopping for a mortgage? We can assist you! Give us a call today at (732) 969-9300. Ready to begin? Apply Online Now.
It's important to consult with your mortgage professional as soon as possible — even before you've started researching neighborhoods. What for? It might be hard to understand the ways in which we could help even before you start to talk about prices and negotiations.
We will help determine how much of a mortgage loan you can afford, and how much money you can borrow, by walking you through the pre-qualification process. In this process, we explore your borrowing power - analyzing your employment, available money for down payment, debt, income, and other circumstances. It's a short, thorough process with minimal risks for papercuts.
When you are considered eligible, we will prove our confidence in your potential to qualify for a mortgage by giving you a Pre-Qualification Letter (also called a "pre-qual").
Once you locate the house that meets your needs, and you want to put together an offer, being pre-qualified for a loan will do several things. The first is that you'll know the amount you will be able to afford when calculating your offer.
Even more important to the seller of the home, your pre-qualification gives them confidence - as if you'd arrived at their house with a big box of cash to make the offer! They need not be concerned that they are wasting their time if you can't be able to qualify for a high enough mortgage. The seller of the home won't be concerned that he can't trust you to qualify for your loan.Your qualifying for your needed loan amount won't be something for them to fret over. You have the ability to back your offer up.
We will help you with your pre-qualification
We will help you see how much of a mortgage you can afford, and the amount of money you may be able to borrow, by walking you through the pre-qualification process. During this process, we look at your borrowing power - analyzing your employment, available money for down payment, existing debt, income, and other circumstances. It is a quick, thorough process with minimal risks for papercuts.
Face to Face
While you can use our mortgage calculators on our website, it's essential to meet with us. We can work toward your pre-qualification letter. Then, we'll make sure we have found the best mortgage loan program for your situation. Let us get you started: Call us at (732) 969-9300.
Have questions about pre-qualifying? Call us at (732) 969-9300. It's our job to answer pre-qualification questions, so we're happy to help!